How to make Access Bank Cardless Withdrawal


Access bank had been in the forefront. They are among the largest bank in Nigeria after merging with Diamond bank.

They offer a lot of products that could be hard to get with other banks. Something like it’s ability to give soft loans without paperwork. This is not that other banks can’t do it. But they are at the forefront.

They also have HIGH-INTEREST DEPOSIT ACCOUNT- HIDA, customer care is superb and lots more. In these articles I will show you how to do Access bank  Cardless Withdrawal.

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Withdrawal Using AccessMoney

Access money is a mobile service that work on Java and smart phones. One can use AccessMoney to transfer funds, pay bills, buy airtime and withdraw cash without ATM card.

Also one can use it and check balance and statement. But before you use AccessMoney you have to download the app.


  • to download the app from app store type mobile banking classic in the search bar. Then download and install. Alternatively, you can send DAM to 20220 through SMS to download the app.
  • Register your details and submit to activate the service.

When you have done these, you can use it to carry out the transactions you need.

How To Do Access Bank Cardless Withdrawal Through An AccessMoney Agent.

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  1. Visit AccessMoney Agent close to you.
  2.  Then dial  *903# and select withdrawal option
  3. Select Agent withdrawal option.
  4. Put the amount and the agent code and your pin.
  5. As soon as  you do the above you will receive an SMS that your transaction have been completed. Then you
  6. collect your cash from the agent.

How To Withdraw Cardless  Without ATM Card On Access Bank ATM Machine

  1. Dial *903# on you phone and select withdraw.
  2.  Select ATM withdrawal.
  3. Put the amount  to withdraw and your pin.
  4. You will be sent a transaction code
  5.  At the Access Bank ATM Machine press 0  to perform cardless withdrawal.
  6. Select AccessMoney, put the amount, phone number and the transaction code sent to you through SMS. And select continue.
  7. Then your cash will be dispensed.

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