Palm Credit Loan, Application, Interest, Offer and Repayment


This writes up will focus on how to get fast loans online with less effort and stress. This will be a comprehensive guide on the process and procedure to take on how anyone can get fast loans in less than 24 hours after application.

For the purpose of this write up we have carefully selected one of the best and reliable online loan application service known as Palm Credit Loan. Palm Credit Loan service is one of the most reliable online loan application services.

Palm Credit was created and formed by Transnet, Transnet happens to be a subsidiary of Transition Holdings, Transition Holdings have a business interest in telecommunication and are behind major mobile brands like Techno, Infinix and Itel mobile.

Palm Credit is so flexible that all the loan application process can be done online and those not need any paper works before the loan can be granted to you.

You can get access to Palm Credit Loan by simply going to play store to download the App free of charge, once you have an internet-enabled phone you can easily have access to Palm Credit Loan.

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Palm Credit Loan Application Process 

After you might have downloaded the App on your internet-enabled phone, you need to meet and fulfill certain requirements before you can proceed to apply for their loan service. You will need the following things to get started with Palm Credit Loan.

  • You will need to have your bank account BVN number
  • Your full name and address
  • Your telephone number
  • Your email address
  • Your primary account details
  • Your occupation and job description

 How to Apply for a Loan on Palm Credit

  • You get your internet-enabled phone ready
  • Locate play store on your phone and search for Palm Credit
  • Once you locate Palm Credit download it on your phone
  • Once you download it install it on your phone and launch the app.
  • Once its launch on your phoned follow the instruction on the phone and fill all your details correctly
  • After you have filled your details correctly, go ahead and apply for the loan
  • Once you apply, it will take less than 20minutes for your loan to be approved.

Palm Credit interest Rate

With Palm Credit Loan if you are able to pay back within two days after collecting the loan, it attracts no interest and you can also make money with the app each time you refer somebody to use the app.

The interest rate on your loan is not that high compared to the interest rate of the loan application services.

Palm Credit Loan Repayment Plan

There are two options you can use to repay your loan back on the Palm Credit loan. You can either pay back through the app or pay back directly to their bank account.

How to get loan in minutes in Nigeria

Paying Through the App

  • Log in to your app
  • Go to the menu bar you will see a drop-down locate the loan
  • Click the loan options and you will see another dropdown
  • When the drop-down appears to click on the outstanding and click pay
  • Immediately you click on pay money will be debited from your account to pay your loan.

Paying Through Direct Transfer to their Bank Account

  • They make use of access bank account, just to the nearest access bank
  • And make a deposit to the account name: TRANSNET FINANCIAL NIGERIA LTD
  • Payment will be made to the account number: 0772692676
  • After you make the payment via transfer from your phone or direct deposit to their bank.
  • Forward to  them an attachment of the proof of payment to their email address at
  • Once your payment is confirmed, your loan will be wiped off.

I hope you find this informative and you can now apply for your loan easily on Palm Credit Loan App Service. Kindly help share this on your social media network.

If you have any suggestions kindly drop your comments below.


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