Top 10 quick online loans in Nigeria (Mobile apps & website)


A loan is a sum of money or valuables or consideration that an individual, group or other legal entities borrow another individual for a period of time.

Getting a loan without collateral is close to impossible before now in Nigeria. In recent times, organizations have a reason beyond doubt to support an average Nigerian to acquire a loan without collateral.

Top 10 Loan Mobile Apps in Nigeria

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Today we would shed light on some list of mobile apps and fast cash online loan companies that is giving loan without collateral in Nigeria

Here is the list of 10 quick online loans in Nigeria (Apps and Websites)


This is one big platform that give loans to business people and organisations.

GroFin provides loans to both Small and Medium Enterprise. Their business network cut across Africa and the Middle East. This is one reputable platform for entrepreneur to acquire loans. If you want to expand your business, then GroFin should be you first choice.

Golfing is capable of giving loans starting from $100,000 dollars to 1.5 million dollars to any reputable and qualified business establishment.

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Smedan is a governmental imitative supported by the Nigerian government to give out quick and easy loan two Nigerians. This company is purposely known for promoting entrepreneurs among Nigerians and to provide capitals for both large and small scale business.

Smedan also gives support by enlighten business people on how to promote their business. If you are interested in getting a loan from Smedan just search for Smedan Online.

SMEDAN is also known for giving business owners support to help them run their business in a very efficient way. You can check online to have access their loan.


This loan platform give loans to both small and large scale business owners. gives entrepreneur loans starting from $500 to $15,000.

One of the most amazing thing about Lidya is that they make use of technology and algorithms to determine the fact and the risk before giving out loans. Their high level assurance help them offer financial products to their customers at a very low rate.



Aella Credit is one big entity that offers loans to both big and small business establishments in Africa without stress. Aella Credit plan is setup a platform that mainly deals with employee lending and empowerment. This loan company provides quick and affordable financial support to their customers without paperwork.


This is one of the best loan application in Nigeria. Zedvance is known for versatility in financial support processing, they give up to 3 Million Naira within 24 hours time frame.

Zedvance is friendly to salary earners when it comes to acquiring loans for a side business. Entrepreneurs are advised to seek loan from Zedvance because of their friendly loan system.


Paylater is a loan giving platform that make short-term loans accessible to both individual and business enterprises in Nigeria.

Paylater gives up to 500,000 naira loan without collateral. Processing duration is 1-3 working days.

7. KIAKIA.CO is a Yoruba word meaning fast fast. It’s one digital loan platform for both big and small businesses. This application is quite effective and efficient.


This is one Credit platform that gives loan to businesses in Nigeria. One-fi gives loan up to #200,000 Naira within the the period of 3-6 months.

9. C24

This is one great financial institution in Nigeria with Sole aim of building opportunities and financing businesses.

10. QuickCheck

QuickCheck is a loan lending platform for an entrepreneur in Nigeria. QuickCheck application enables an individual or an entrepreneur to acquire loan with ease.

QuickCheck gives upto 30,000 Naira loan without any collateral with in the period of 15 to 30 days.


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